The 1861 census in Liverpool has at Boundry St. 5 no1 Court:-

Richard Ratcliffe 51 House Carpenter Isle of Man
Anne wife 60 Isle of Man
Anne C. daugh. 24 Servant Liverpool
Richard son 19 App. Blacksmith Liverpool
Catherine daugh. 15 Liverpool
John G.son 2 Liverpool

I notice a John James Ratcliff 1860 in FreeBMD without a similar name in the Liverpool Index for the 2 years. The variation of name may be the problem.

Len Faragher