Following up from last message :
"1891 from Ancestry
Liverpool Road, Formby, Lancs
Household Members: Name Age
Esther Colhard 78 aunt widow Malew
Minnie Jones 23 servant
Agnes Kelly 70 visitor IOM Marown
Amy Copeland Lowden 9
Christina Lowden 41 wife IOM Kirk Bride
Esther Campbell Lowden 15
Maria McRobert Lowden 6
Robert Livingston Lowden 7
William Lowden 58 Head ship / shop ? owner, Scotland
Don't know yet if either of the 2 Manx women are relatives of Agnes Kelly. Any suggestions ?"
Well, I've now solved the mystery, and it turns out that once again, Agnes Kelly was in a household with one of her first cousins, Esther Coulthard.
In 1891, Esther was the widow of William Coulthard. They married 15 Feb 1854 Santon when Esther was a widow herself. Her first marriage was to Robert Cowley 16 Aug 1842 Malew.
Esther's maiden name was Esther Gick. She was probably the daughter of William Gick and Catherine Quine:
4. ESTHER GICK - International Genealogical Index
Gender: Female Christening: 12 FEB 1814 Malew, Isle Of Man, England
Esther's father was a son of William Gick and Jane Moore of Cordeman.