Chris, have you managed to find Thomas Clarke in 1891 ?
If you haven't, then try this one:
England, Westmoreland, Over Staveley, district 11, page 3
9 Long Bank
This is a house bursting at the seams with navvy-labourers from all over the place. There are over 20 in this house, almost all in their 30s and 40s, and mysteriously, all single ! There are several more households like this one.
On the face of it, this single 49 year old Thos Clark, b Ireland, isn't yours, but the enumerator clearly wasn't fussy about accuracy. Perhaps your TC couldn't find work in the IOM and went over to Westmoreland temporarily.
Just a thought.
Jean C