Hi Maggie
I've lost my way in this thread and the other threads on your Starkey / Heany family, so I don't know if you ever found these 2 census entries, both of which were misread by Ancestry.
1891 Maughold district 4 page 8
Surname HARKEY
Thomas H head 32 driver+carter Ramsey
Anne wife 31 Laxey
Isabella A daughter 5 Maughold
Mary Ellen daughter 3 Maughold
Thomas H son 5 months Ramsey
1901 Maughold district 5 page 26
surname STARLSEY
Thomas H head 45 carter Ramsey
Sarah wife 37 Ramsey
Isabella A daughter 16 Maughold
Jessie daughter 16 Maughold
Nellie daughter 12 Ramsey
John H son 6 Ramsey
Victoria M daughter 10 months Ramsey
Isabella Ann Burns - International Genealogical Index 17 Dec 1884. Mother Ann Burns, no father's name.
Eunice Elizabeth Starkey - International Genealogical Index
Gender: Female Birth: 27 NOV 1895 Ramsey, Isle Of Man, England Father John James Starkey, mother Elizabeth Mary Quayle. Did you know about this sister of Gladys ? Is it possible that Eunice Elizabeth could be your Lily ? (as in Lillibet ?)
Jean