Approaching the problem from another angle I did a free enquiry on findmypast.com Passenger lists.
There was a Fredk White (I presume Fredk is short for Frederick) d.o.b. unknown who left Liverpool for NY in 1896.
There are also a couple of Fred White's born in 1862 who left for NY, in 1890 (from Liverpool) and 1896 (from Southampton).
And a Fred White D.o.b. unknown who left Liverpool for NY in 1894.
Might be worth checking these out?
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