Caroline. This is very odd, my paternal grandmother was Elizabeth Ann Stephen, born 7 April 1875 in Millom England, daughter of Margaret Kneale, born in Loo Dhu, Ballaugh. She was the second wife of John Stephen, and a daughter of William Stephen Kneale also of Loo Dhu Ballaugh. How come your great grandmother and my grandmother both in the Kneale line, managed to be born in Millom Cumberland I need to investigate this! John Quirk