Hello Ron,
Charles Thomas Cowell was a watchmaker and jeweller. In the 1880/1890's he had shops in Prospect Hill and Victoria St. Douglas.
It looks like your grandmother was having a wind-up and I'm sure the Manx will be pleased to see you coming of the boat holding a key.
Len Faragher
Manx Genealogy Archive 1 is maintained by isleofman.com
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