Dear Mrs Rosa,

Thank you for your opinions which I honour and respect as your's alone.

You do assume a lot however.

I am 64 so older than you thought obviously

I am not American. I am a Kiwi/Australian presently living in Isle of Man, (from which I will be moving on from later this year) therefore have lived in 3 countries, so am fairly experienced in international living.

I said at the bottom of my posting that my personal choices were not up for discussion or comment and you have dishonoured that. I will therefore refrain from commenting on your posting any further.

Enjoy your day

Elizabeth