Hi Eric,
Thanks for all your hard work. I had found the family in Wavertree but couldn't make a connection. My mother in law tells me her mother, Florence Nightingale Stowell nee Scarffe, was certain there was some connection with Lytham and I have found a John Smith who appears to have retired there but he was married to a Margaret so prehaps isn't the right one unless he married twice. The Nightingale connection sounds possible.
Thanks Lynda