Fran, I posted a reply to your query ref. McCarthy /McCluskey families (House of Industry),
but I thought I had better start a new message in case anyone else is interested in these families.
I wonder if this could be your Owen McCluskey:

Braddan Churchyard: grave 2881
McCloskey,Owen,58yrs,Douglas,21,April1889
McCluskey,Bridget,26yrs,Douglas,30,Aug,1857
MCCluskey,John,Henry,1yr,Douglas,08July,1873
McCluskey,Bridget,1yr,Douglas,27,Aug,1875

These ages would fit with entry in 1851 census:46,ChesterSt,Douglas
McClouskey,Owen,H,M,21,lab.Ireland
McClouskey,Bridget,wife,M,20,Ireland

However there is another burial for a Bridget:

Braddan new Burial Ground,
Grave 2607 Sec 1 Blk5
(The McCarthy family from the Manx Arms Hotel, Onchan)

McCluskey Bridget, 35yrs, 5 Dec 1863
McCarthy Catherine 84yrs, 23 June 1867
McCarthy Hugh 72yrs, 19 June 1881

I'll keep looking, Marie