thanks - will do so - catch is that the GBP can+did vary quite a bit so must have written page when euro rate against pound was worse than now - my usual reply when asked is whatever will give me 8.80 GBP at 'official' rate of exchange(the extra 10% covers exchange costs for me) rounded up to nearest currency note(s) eg I would be happy with 13 USD if you want to send notes (or equivalent in Canadian dollars which I think is probably nearer 15) - you are the first non-euro user to offer euros rather than the local IoM/UK currency