Pat, some people answering you are confused between Brian's burials index (free) on the FHS website, and the FHS "Members Only" section on isle-of-man.com, of which this message board is one of the several they host. The FHS section is a remnant from before the FHS had their own website, and the "Members Only" consisted of donated personal work made available to encourage membership of the FHS. For example, Tom Corteen's full transcripts of the 1841 and 1861 Maughold censuses are still a valuable resource for Maughold researchers. Originally the FHS website was going to include a Members Only section, and Brian offered his full IoM census transcripts to go in this (which would have matched his census indexes).
I'll send you the username and password.
Sue