It would appear that Elizabeth Ann died C1900 in Liverpool. William Kelly then married Lydia Garrett November 1901.

1901 census in Freeman St, Edge Hill, Liverpool:-

William T Kelly 32 Painter of Pictures I.O.Man
Lydia wife 33 I.O.Man
John F. Garrett Step Son 10 I.O.Man
Harold Kelly son 3 Liverpool
Millicent daugh. 1 Liverpool
Emily J Clague sister in law 27 I.O.Man

The marriages can be seen in the Isle of Man index but the second one was after the census.

Len Faragher